Guide To Buying Temporary Auto Insurance
If you are looking for auto insurance, you may have heard the term temporary auto insurance mentioned. Temporary auto insurance is exactly what it sounds like, it is short term insurance and it serves the purpose for occasions when you are driving any car that isn't the car you own and registered on your standard policy. In most cases, temporary auto insurance is used for travelling abroad, and if you plan on driving while you are travelling, its a very good idea. One reason for this is that in Europe and in many countries abroad, driving is different, and steering is changed to the other side. Thus, if you are not experienced with this, temporary driving insurance is a good idea. If you have heard the term temporary auto insurance and are wondering if you need it or not, find out here some useful tips when comparing temporary auto insurance quotes.
Temporary auto insurance is something to look into if you are getting a new policy, as it will cover you in times when you think you might not be. Any time you are driving another persons car for example, you arent covered by insurance, and this is when it is the best time to get temporary auto insurance. In fact the law says you have to. If you are found driving a car without insurance, even if it is just a friends, you could face charges. Temporary auto insurance is never a bad idea for times like that, and like any other insurance, you may never need it, but you will be glad you have it if you do.
In most cases you will hear of temporary auto insurance when you are getting a rental car as well, and this is where it comes in handy for travelling. When you rent a car, you have the option of purchasing temporary auto insurance for the car that you are renting for the period you have specified. Some insurance companies today offer these optional coverages, and you may still be covered for rental car coverage through your standard policy. If you arent sure, before you travel its a good idea to check with your insurance company to see if you have have these coverages already in place.
Just like standard auto insurance policies, you should really shop around if you think you will need temporary auto insurance. Even if you are only going away for a few days, the rental car agency and their insurance rates arent always going to be the best rates. You could save hundreds of dollars on vacation money if you have a temporary auto insurance coverage in your standard policy. If you think you will need temporary auto insurance in the future, compare quotes on this coverage just as you would for anything else.